HomeLight Cash Offer

Access the power of cash – for free – so you can win your dream home and save money.

Certainty

Get your calendar and write your closing date in pen. HomeLight approves and underwrites both you and the home you’re making an offer on so your offer is backed by our purchase guarantee. That makes your offer more certain than cash.

Speed

21 day close, guaranteed. That’s more than twice as fast as the national average.* Still not fast enough? We’ve got you covered and can close in as few as 8 days.**

Strength

3x more likely to win versus an offer with a loan.***

Savings

You’ll have an edge in negotiations so you can buy your home on your terms.

STEP 1
Get Approved

STEP 2 Find Your New Home

STEP 3
MAke An All-Cash Offer

STEP 4 The Offer Is Accepted

STEP 5 Take Ownership

A Simpler, More Certain Way To Buy

	HomeLight Cash Offer	Traditional Mortgage
Buying Process	Buy with a HomeLight backed cash offer — you can waive your financing and appraisal contingencies and guarantee your offer to the seller.	Risk losing to other buyers’ cash offers and start again, or overbid to compensate for a financing contingency and uncertain closing date.
Application process	Simple, 30 minute online application.	A multi-step process that occurs both online and off.
Approval timeline	24 hours	Up to 21 days
Closing on your home	Write the closing date in pen, it’s guaranteed.	Risk losing the deal due to financing contingencies or delayed loan funding.