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COLDWELL BANKER RESIDENTIAL BROKERAGE: Realtor serving Temecula, Murrieta and surrounding area's.

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5 Essential Questions to Ask Your Mortgage Lender

Let’s face it, it’s much more fun to search for homes online and attend open houses than it is to research your home loan. After all, what’s not to like about house hunting—you get to see beautiful homes and imagine yourself living in them. As exciting as that is, it’s the financing that hangs most […]

Posted in: Buying a Home Tagged: get a mortgage, get financed, mortgage, Mortgage Loan

84% of Americans Believe Buying a Home is a Good Financial Decision

According to the National Association of Realtors®’ 2017 National Housing Pulse Survey, 84% of Americans now believe that purchasing a home is a good financial decision. This is the highest percentage since 2007 – before the housing crisis. Those surveyed pointed out five major reasons why they believe homeownership is a good financial decision: Homeownership means the […]

Posted in: Buyer Blog Tagged: Buying a home, Buying a home in a sellers market, credit challenges, get a mortgage, get financed, The American Dream

69% of Buyers are Wrong About Down Payment Needs

According to a recent survey conducted by Genworth Financial Inc. at the Annual Mortgage Bankers’ Association Secondary Market Conference, 69% of mortgage professionals say that first-time buyers still believe a 20% down payment is necessary to buy in today’s market. Nearly 40% of mortgage industry professionals surveyed believe that a lack of knowledge about the […]

Posted in: Buyer Blog Tagged: Buying a home, Buying a home in a sellers market, credit challenges, Credit issues, financing, get a mortgage, get financed

What You Don’t Know About Your Credit Score… Could Cost You!

    Today we are excited to have Nabil Captan as our guest blogger. Nabil is a nationally recognized credit scoring expert, educator, author and producer. In today’s post, he explains how what you don’t know about your credit score could end up costing you. Enjoy! – The KCM Crew Informed consumers considering a home […]

Posted in: Buyer Blog Tagged: Buying a home, credit challenges, Credit issues, Credit Reports, FICO Scores, financing, get a mortgage, get financed

The Dangers of “Tight Mortgage Credit” Headlines

  The availability of mortgage credit is not at the same level that it was during the boom in housing (2005), and that’s good news. However, the constant headlines which talk about “tight credit” are causing some potential home buyers to doubt their ability to purchase. We want to rectify the misconception of what is […]

Posted in: Buyer Blog, Buying a Home, Qualify for a Mortgage Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, get a mortgage, get financed, Qualify for a Mortgage

It’s Not Always Marriage Before Mortgage

    There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think they are too young. And still, others might think […]

Posted in: Buyer Blog, Buying a Home, Buying a new home Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, credit challenges, get a mortgage, get financed

Interest Rates Remain at Historic Lows… But for How Long?

        The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be. That is why it is important to look at where the experts believe rates are headed when deciding to buy now or wait until […]

Posted in: Seller Blog, Selling a Home Tagged: Buying a home, Buying a home in a sellers market, financing, get a mortgage, get financed, mortgage

Why Getting Pre-Approved Should Be Your First Step

    In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified […]

Posted in: Buyer Blog, Buying a Home, Buying in a Sellers Market, Get down payment assistance, Getting a Mortgage Tagged: Buy Temecula Homes, Buying a home, Buying a home in a sellers market, credit challenges, financing, get a mortgage, get financed

Obstacles to Homeownership: Perceived or Real?

                  Recently, we discussed the belief Americans have in homeownership and their desire to partake in this piece of the American Dream. We also discussed some of the obstacles preventing them from attaining that goal. However, studies have shown that many of the obstacles mentioned are perceived, […]

Posted in: Buyer Blog, Buying a Home, Get down payment assistance Tagged: Buying a home, Buying a home in a sellers market, financing, get a mortgage, get financed

Don’t Let Rising Rents Trap You!

In the Temecula and Murrieta area’s there are many benefits to home ownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage. Don’t Become Trapped Jonathan Smoke, Chief Economist at realtor.com recently reported on what he calls a […]

Posted in: Buyer Blog Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, get a mortgage, get financed

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Local Communities

Temecula

About the Community of Temecula Temecula is well known for its championship golf courses, a climate perfect for serene and beautiful hot-air ballooning adventures, and award-winning wineries nestled in 3,000 acres of picturesque wine country, but that’s just the beginning. The community’s mix of entertaining activities and friendly residents makes visitors want to return again […]

Menifee

About the Community of Menifee The City of Menifee is located in southwestern Riverside County approximately 30 miles southeast of the City of Riverside, California. The City encompasses approximately 50 square miles with an overall population of 80,589. Interstate 215 traverses north and south through the center of Menifee, with existing community commercial areas located primarily along […]

Murrieta

About the Community of Murrieta The natural scenic beauty of the area and what is still by California standards reasonably priced housing continues to attract significant numbers of residents and businesses who are finding Murrieta a great place to grow. Those living in the community find distinguished schools, abundant recreation, excellent medical facilities, expanding employment […]

Hemet

About the Community of Hemet Hemet today retains much of its retirement orientation but is also becoming home to significant numbers of younger families who provide services to the senior population or who are simply fleeing the more urbanized areas of Southern California. The economy is based primarily on service to the senior community and […]

Wildomar

About the Community of Wildomar Wildomar is located along Interstate 15 in Riverside County, a growing community comfortably nestled in a valley bordered by a mountain range on the west and rolling hills to the east. Its boundaries take in some 24 square miles. Background Information Wildomar is a community of old and new, more […]

Lake Elsinore

About the Community of Lake Elsinore Visitors to Lake Elsinore will discover a perfect climate, blue sky, clean air, world-famous thermal winds for aerial sports and, our crowning jewel, a sparkling 3,300 acre recreational lake for exciting water sports. All of this is set against the spectacular Ortega Mountains and Cleveland National Forest, providing opportunities […]

Canyon Lakes

  About the Community of Canyon Lakes If Canyon Lake had to be described in one word, that word would be unique. One of only five gated cities in California, Canyon Lake began as a master-planned community developed by Corona Land Company in 1968. The Lake originally was formed in 1927 after Railroad Canyon Dam was […]

Tom Olsewski

Partner First Preforeclosure Specialist - HAFA Certified - Luxury Home Short Sale Certified - H.E.L.P. Certified - Internet Marketing Specialist Designation - CA Lic #01442461

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Tom Olsewski
CALBre # 01442461
Realtor
2010, 2011 Agent Leadership Council
eEdge Ambassador
Past Technology Committee Co-Chair

Fax: 888-386-4035

tom@teamolsewski.com
951-216-3008

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