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COLDWELL BANKER RESIDENTIAL BROKERAGE: Realtor serving Temecula, Murrieta and surrounding area's.

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3 Tips to Succeed in Today’s Real Estate Market

  In today’s highly competitive real estate market, where inventory levels are not keeping up with the constant stream of buyer demand, there are steps you can take to ensure you are most prepared for success when buying a home. The 3 tips we are going to expand on today come from a recent blog by Trulia entitled, The Skinny […]

Posted in: Buyer Blog, Buying a Home, Buying in a Sellers Market Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, get a mortgage, Temecula Housing Market

Buying this Spring? Be Prepared for Bidding Wars

Traditionally, spring is the busiest season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize on buyer activity. This year will be no different! Buyers have already been out in force looking for their dream homes and more are on their way, but the challenge is […]

Posted in: Buyer Blog, Buying a Home Tagged: Buy Temecula Homes, Buying a home, Buying a home in a sellers market, Want to buy but need to sell first

Careful…Don’t Get Caught in the Rental Trap!

  There are many benefits to homeownership. One of the top benefits is being able to protect yourself from rising rents by locking in your housing cost for the life of your mortgage. Don’t Become Trapped  Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a “Rental Affordability Crisis.” He warns that, “Low rental vacancies and a lack […]

Posted in: Buyer Blog, Buying a Home, Buying in a Sellers Market, Chardonnay Hills Homes, First Time Home Buyer Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, First Time Home Buyer, Rent Versus Buy, Why should I buy versus rent

Home Mortgages: Rates Up, Requirements Easing

The media has extensively covered the rise in mortgage interest rates since last fall (from 3.42% last September to the current 4.1% according to Freddie Mac). However, a less covered aspect of the mortgage market is that requirements to get a mortgage have eased while rates have risen. The Mortgage Bankers Association (MBA) quantifies the […]

Posted in: Buyer Blog, Buying a Home, Buying in a Sellers Market Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, COldwell Banker Sells more homes in Southern California, Coldwell Banker Temecula

Over Half of All Buyers Are Surprised by Closing Costs

According to a recent survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage. After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were stunned by how much […]

Posted in: Buyer Blog, Buying a Home Tagged: Buy Temecula Homes, Buying a home, Buying a home in a sellers market, credit challenges, Credit issues, financing

How Low Interest Rates Increase Your Purchasing Power

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.09%, which is still very low in comparison to recent history! The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power. Purchasing power, simply put, is […]

Posted in: Buyer Blog Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, credit challenges, Credit Reports, financing, get a mortgage

2 Myths That May Be Holding Back Buyers

Fannie Mae’s article, “What Consumers (Don’t) Know About Mortgage Qualification Criteria,” revealed that “only 5 to 16 percent of respondents know the correct ranges for key mortgage qualification criteria.” Myth #1: “I Need a 20% Down Payment” Fannie Mae’s survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. According […]

Posted in: Buyer Blog Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, credit challenges, financing, get a mortgage

2 Tips to Ensure You Get the Most Money When Selling Your House

                  Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the most money when selling your house along with the […]

Posted in: Seller Blog, Selling a Home Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, financing

Whether You Rent or Buy: Either Way You’re Paying a Mortgage

  There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either yours or your landlord’s. As an owner, your mortgage payment is a […]

Posted in: Benefit of Home Ownership, Buyer Blog, Buying a Home, Buying a new home, Buying in a Sellers Market Tagged: Buy Lake Elsinore Homes, Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, credit challenges, Credit issues

The Dangers of “Tight Mortgage Credit” Headlines

  The availability of mortgage credit is not at the same level that it was during the boom in housing (2005), and that’s good news. However, the constant headlines which talk about “tight credit” are causing some potential home buyers to doubt their ability to purchase. We want to rectify the misconception of what is […]

Posted in: Buyer Blog, Buying a Home, Qualify for a Mortgage Tagged: Buy Murrieta Homes, Buy Temecula Homes, Buying a home, Buying a home in a sellers market, get a mortgage, get financed, Qualify for a Mortgage

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Local Communities

Temecula

About the Community of Temecula Temecula is well known for its championship golf courses, a climate perfect for serene and beautiful hot-air ballooning adventures, and award-winning wineries nestled in 3,000 acres of picturesque wine country, but that’s just the beginning. The community’s mix of entertaining activities and friendly residents makes visitors want to return again […]

Menifee

About the Community of Menifee The City of Menifee is located in southwestern Riverside County approximately 30 miles southeast of the City of Riverside, California. The City encompasses approximately 50 square miles with an overall population of 80,589. Interstate 215 traverses north and south through the center of Menifee, with existing community commercial areas located primarily along […]

Murrieta

About the Community of Murrieta The natural scenic beauty of the area and what is still by California standards reasonably priced housing continues to attract significant numbers of residents and businesses who are finding Murrieta a great place to grow. Those living in the community find distinguished schools, abundant recreation, excellent medical facilities, expanding employment […]

Hemet

About the Community of Hemet Hemet today retains much of its retirement orientation but is also becoming home to significant numbers of younger families who provide services to the senior population or who are simply fleeing the more urbanized areas of Southern California. The economy is based primarily on service to the senior community and […]

Wildomar

About the Community of Wildomar Wildomar is located along Interstate 15 in Riverside County, a growing community comfortably nestled in a valley bordered by a mountain range on the west and rolling hills to the east. Its boundaries take in some 24 square miles. Background Information Wildomar is a community of old and new, more […]

Lake Elsinore

About the Community of Lake Elsinore Visitors to Lake Elsinore will discover a perfect climate, blue sky, clean air, world-famous thermal winds for aerial sports and, our crowning jewel, a sparkling 3,300 acre recreational lake for exciting water sports. All of this is set against the spectacular Ortega Mountains and Cleveland National Forest, providing opportunities […]

Canyon Lakes

  About the Community of Canyon Lakes If Canyon Lake had to be described in one word, that word would be unique. One of only five gated cities in California, Canyon Lake began as a master-planned community developed by Corona Land Company in 1968. The Lake originally was formed in 1927 after Railroad Canyon Dam was […]

Tom Olsewski

Partner First Preforeclosure Specialist - HAFA Certified - Luxury Home Short Sale Certified - H.E.L.P. Certified - Internet Marketing Specialist Designation - CA Lic #01442461

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Tom Olsewski
CALBre # 01442461
Realtor
2010, 2011 Agent Leadership Council
eEdge Ambassador
Past Technology Committee Co-Chair

Fax: 888-386-4035

tom@teamolsewski.com
951-216-3008

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